Auto Insurance Troy

Here at Mason-McBride, we can keep you protected. In addition to standard auto insurance, we can also provide an insurance quote for collector cars.

Whether you live in Troy or any other part of Michigan, when people think about damage to their automobile, they typically think of having car insurance. But, in reality, car insurance covers much more than the actual vehicle you drive.

Today, there are a significant number of cars on the road and many distractions drivers face daily that make an accident more likely.

You're at risk every single time you get into your car.

Understanding your insurance options is essential - not just for your car but also for you and the people you may injure if found negligent.


What Michigan Car Insurance Coverage is Right for You?

If you're not adequately insured, you could lose everything if you are ever involved in an accident and found at fault for someone else's injuries. But unfortunately, most people don't realize that having superior coverage doesn't necessarily mean paying higher insurance premiums.

As a locally owned Michigan business in Troy, our clients are at the core of everything we do. We are committed to providing superior customer service, personalized advice, and identifying gaps in coverage.

Even when two policies look alike on paper, the fine print can vary significantly from one company to the next. So if you need someone who truly understands policy contracts, like us, to sort out the exclusions and conditions for you, then you can rest easy knowing that you have the best possible coverage at an affordable price without having to learn legal jargon.


Michigan's No-Fault Auto Insurance Changes

In light of Michigan's new auto insurance law, drivers now have various insurance options at their disposal. With these new options and savings available, it's never been a better time for Michiganders to shop for auto insurance.


Troy Auto Insurance Quote


How are Cost Rating Variables Calculated?

Age — Insurance companies consider your age when calculating your overall rating. Statistics show that those two age groups have the most loss frequency and are more likely to suffer financial losses due to auto accidents than drivers under 25 and over 65, for example.

CreditCredit has long been used as a metric in insurance scoring. Due to this, the better your credit, the lower your rates are likely to be.

CarVarious factors, including the car's type, engine size, safety features, etc., are all part of determining the rate.

Driving HistorySeveral factors contribute to the cost of your insurance, including your driving record and loss history. Chances are, if you have a spotty driving record or multiple moving violations or accidents, you won't get a better rate until they are at least three years old.

Household — Insurance companies underwrite at the household level, meaning they judge the probability of loss based on the entire household. If more than one driver in the household is under 25, that will impact everyone's pricing.


Why Work With Mason-McBride?

At Mason-McBride, we are proud to have a team of dedicated, passionate, and knowledgeable individuals preserving our principles for best-in-class service. Our expert team in Troy has eliminated risk uncertainty with comprehensive insurance solutions for more than a century. In addition, we take pride in our shared belief in doing right by the employee, the client, and the community.


Speak with an Independent Agent in Troy:

Whether you need Michigan Auto Insurance, Home Insurance, Life InsuranceUmbrella Insurance, or a combination of coverages, our specialists will compare rates and find you a coverage plan that offers complete protection from the unexpected.

Get an online quote started, or give our office a (248) 822-7170.

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