Manufacturing businesses face complex risks involving equipment, employees, property, technology, supply chains, and customer obligations.
Mason-McBride helps Michigan manufacturers evaluate insurance options designed around their operations, industry requirements, and risk exposures.
From protecting manufacturing facilities and equipment to addressing workers’ compensation, liability, cyber risks, and employee benefits, we work with businesses to build insurance programs that support long-term goals.
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Manufacturing Insurance Coverage Options
Every manufacturing operation has unique risks based on its products, processes, workforce, equipment, and customers.
Common coverage considerations for manufacturers include:
General Liability Insurance for Manufacturers
General Liability Insurance may help protect manufacturers from claims involving:
- Bodily injury
- Property damage
- Product-related claims
- Advertising injury
- Certain legal expenses
Manufacturers may face liability exposures throughout their operations, from facility visitors to customer interactions.
Learn More About General Liability Insurance
Commercial Property Insurance
Manufacturing facilities often contain significant investments in:
- Buildings
- Machinery and equipment
- Inventory
- Raw materials
- Finished products
Commercial Property Insurance may help protect these assets from covered losses such as fire, theft, wind damage, or other qualifying events.
Learn More About Commercial Property Insurance
Workers’ Compensation Insurance
Manufacturers rely on skilled employees who may face workplace risks involving machinery, materials, and production environments.
Workers’ Compensation Insurance provides benefits for employees who experience work-related injuries or illnesses.
Coverage considerations may include:
- Employee classifications
- Payroll
- Workplace safety programs
- Claims history
Learn More About Workers’ Compensation Insurance
Product Liability Insurance
Manufacturers may face claims related to products they design, produce, distribute, or supply.
Product liability coverage can help address certain claims involving allegations of:
- Product defects
- Product-related injuries
- Property damage caused by products
Coverage availability depends on the specific policy and business operations.
Cyber Liability Insurance for Manufacturers
Manufacturing companies increasingly rely on technology, automation, connected equipment, and digital systems.
Cyber Liability Insurance may help address risks related to:
- Data breaches
- Cyberattacks
- System interruptions
- Recovery expenses
- Business disruption
Learn More About Cyber Liability Insurance
Commercial Umbrella Insurance
Manufacturers with significant operations may consider additional liability protection beyond underlying insurance policies.
Commercial Umbrella Insurance may provide additional limits above qualifying liability coverages.
Learn More About Commercial Umbrella Insurance
Employee Benefits for Manufacturing Employers
Attracting and retaining skilled employees is an important consideration for many manufacturing companies.
Mason-McBride helps manufacturing employers evaluate employee benefits options, including:
- Group health insurance
- Dental and vision benefits
- Life insurance
- Disability coverage
- Voluntary benefits
Why Choose Mason-McBride for Manufacturing Insurance?
For more than 100 years, Mason-McBride has helped Michigan businesses evaluate insurance solutions designed around their unique risks.
Our team works with manufacturers to understand their operations, identify potential exposures, and review coverage options available through leading insurance carriers.
Manufacturing Insurance in Michigan
Mason-McBride helps manufacturing companies throughout Michigan evaluate commercial insurance programs designed to support their operations and protect their assets.
Whether you operate a small manufacturing facility or a larger production organization, our team can help you review coverage options that align with your business needs.