Commercial property insurance is essential coverage for business owners, even those running a home-based business. Property insurance covers repairing or replacing stolen, lost, or damaged business property. This includes the physical location of your business and other assets such as equipment.
It is important to note that your Liability policy should protect the building from damaging events such as fire, burglary, and vandalism. It is not enough to cover only the building; the aftermath of such a disaster should also be considered.
Mason-McBride will help you find the most suitable insurance coverage for your property.
Cost of Commercial Property Insurance
A large part of determining how much you will be charged for commercial property insurance is based on the value of all your business assets, including your building.
Factors Considered in a Michigan Building Insurance Policy
- Occupancy: What is the nature of your business?
- Location: Does the area have a history of storms and other natural disasters?
- Protection: Do you have security measures in place?
- Construction: Did you construct your building with fireproof materials?
Commercial Property Coverage in Michigan
There is a wide range of commercial property insurance coverage that you can customize to protect virtually every physical asset your business owns.
Typically, policies can include coverage for any or all of the following things:
- Your equipment itself, such as computers, tools, and machinery
- Furniture, fixtures, appliances, and supplies, including desks, chairs, and appliances
- Items part of your business' inventory, including food and perishable items
Coverage for a Wide Range of Professions
Business owners from various industries, including these common professions, come to us for help:
- Manufacturers
- Healthcare
- Aerospace & Aviation
- Technology
- Staffing
- Restaurants
- Financial
- Education
- Retailers
Why Choose Mason-McBride?
As a Michigan business, our clients are at the core of everything we do. We're on a mission to help businesses of all sizes thrive. We are committed to providing superior customer service and personalized advice and counsel.
With Mason-McBride's partnership with a select group of reputable insurance companies, your company can obtain premier insurance coverage at a price you can afford. Our goal is to partner with you as a long-term partner and provide the guidance you need to make an informed decision based on your business strategy.
Among the reasons we differ from the competition is our ability to service our policyholders proactively. But, again, this is because of our knowledge of the industry, products, and the situations that may arise.
Property Insurance for all Michigan Cities
Our property insurance policies can be customized for any Michigan city, including, but not limited to:
- Warren
- Sterling Heights
- Southfield
- Birmingham
- Auburn Hills
- Rochester Hills
- Troy
Get a Property Insurance Quote