Insurance policies are often purchased, renewed, and then left largely unchanged. But your life, property, and financial circumstances rarely stay the same from one year to the next. A home renovation, a new driver, a growing collection, or a change…
You don’t think about scheduled personal property coverage until you’re standing in a hotel room, turning everything upside down for the third time. The dresser tray. The suitcase. Your jacket pockets. Nothing. The diamond earring — or the Rolex that…
Your homeowners insurance declaration page, often called the “dec” page, summarizes the essential information about your insurance coverage. This document is critical because it serves as proof of insurance for mortgage lenders and provides a quick overview of your policy…
Lady Bird deeds, also known as Enhanced Life Estate Deeds, have become a popular estate planning tool in Michigan because they allow homeowners to transfer property directly to a beneficiary upon death while helping the estate avoid probate. While the…
Troy, Michigan — Mason-McBride is proud to announce that Chief Operating Officer Scott McBride has been elected to the National Executive Committee of the Independent Insurance Agents & Brokers of America, widely known as the Big “I.” This prestigious election…
Employers that offer group health plans with prescription drug coverage to Medicare-eligible individuals must comply with Medicare Part D disclosure requirements. These requirements include notifying plan participants whether the employer’s coverage is creditable meaning it is expected to pay as…
Troy, MI — August 4, 2025 — Andy Clark, Vice President of Commercial Lines at Mason-McBride Insurance, was recently featured in Independent Agent Magazine as part of its “From the Front Lines: Life-Health” interview series. The piece highlights Clark’s work…
One of the most common things we hear from clients is, “I thought my home and auto insurance already covered everything.” In many everyday situations, they do. But serious accidents, injuries, and lawsuits can quickly exceed the liability limits included…
Michigan’s auto insurance laws changed in 2020, giving drivers more flexibility when selecting Personal Injury Protection (PIP) medical coverage. One key part of this change involves something called Qualified Health Coverage (QHC) — and understanding how it applies to you…
As a homeowner, it’s important to have a clear understanding of how your home insurance policy values your property. Many homeowners are surprised to learn that the amount their home is insured for may not match what they paid for…
