As your college students come home for the holidays or travel during their school break, you may think they are covered under your Michigan auto insurance policy. After all, they are a family member. Perhaps you haven’t given it a second thought. However, if you have family members with access to your vehicles or others […]
How to Read Your Homeowners Declaration Page
Your homeowners declaration page will tell you exactly how much your policy will cost and the amount of coverage you will have. Unfortunately, this document is filled with confusing terms that offer absolutely zero explanation. What is coverage A, B, or C? Is an HO-3 a good thing? We are here to break down all […]
Plan Your Future- 5 Financial Questions You Need Answers To
What is a 401k? How much should you have saved in your emergency fund? What is a credit score? It’s never too early to start planning your future. Money can be complicated and we are here to help. Too often, we try to rely on what our parents or teachers taught us and typically, that […]
Memorial Day By The Numbers [Infographic]
While many of us look forward to a nice, long weekend with family and friends, Memorial Day is about much more than that. Aside from hamburgers and cocktails, Memorial Day is a time for remembrance and reflection of the many American lives lost while serving our country. As you celebrate this weekend, be sure to […]
8 Things Homeowners Insurance Doesn’t Cover
Looking at the list, it may seem like homeowners insurance doesn’t cover anything at all, but that’s not true! Every policy is unique which is why it’s important to discuss your coverage limits in detail with your agent. Homeowners insurance doesn’t cover most natural disasters, but if your home is damaged, dwelling coverage may help […]
Why Are My Auto Insurance Rates Increasing?
This is hands-down the most common question we get at Mason-McBride. We understand how frustrating rising auto insurance rates are- we have to pay the premiums too! Even good drivers are victim to getting their annual premiums raised. There are several reasons why your car insurance company is raising your rate but the most common […]
Should you open a Health Savings Account?
A health savings account, or HSA, is a type of saving account that allows you to set aside tax-deferred money for healthcare expenses. It’s essentially a retirement plan but for healthcare purposes. HSA’s can be a great option because you are in full control of the money in your account and since it’s tax deferred, […]
Distracted Driving: It’s an Addiction
It’s Monday morning and you wake up in a panic knowing that you missed your alarm, again. After throwing on whatever clothing is closest to you and grabbing a banana for the road, you start driving to work as if you were in a high speed chase. Knowing you’ll be at least 20 minutes late, […]
Do I Need Flood Insurance in Michigan?
In short yes, absolutely, 100%. Having a flood insurance policy is absolutely imperative to make sure that your house is fully covered and with spring on the way, there is plenty of rain in the forecast. We don’t expect you to just take our word for it though, here are the top 4 reasons to […]
5 Rules Every Landlord Should Live By
I’m pretty confident that if you asked anyone who has ever owned a rental property, you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]
