Medical Loss Ratio and MLR Rebates

Photo of a group of co-workers in a meeting.

What is Medical Loss Ratio (MLR)? Medical Loss Ratio (MLR) is the percent of premiums an insurance company spends on member care, claims, and administrative expenses that improve health care quality.   What is the Medical Loss Ratio (MLR) rebate? The Patient Protection and Affordable Care Act (PPACA) of 2010 requires insurance companies to pay annual […]

Who Needs Umbrella Insurance?

Photo of a woman with children, each carrying umbrellas on a country road.

You may have heard of the term “umbrella insurance policy.” Is this type of insurance something you need to consider as part of your insurance plan? Do you really need umbrella insurance? We’ll answer frequently asked questions about umbrella insurance so you can make informed decisions for your situation.   What is Umbrella Insurance? Umbrella […]

Personal Injury Protection (PIP) Coverage & Qualified Health Plan Letters

Photo of open road with pine trees. Personal Injury Protection & Qualified Health Plan Letters

A Change that Introduces Qualified Health Plan Letters As you know, changes to the Michigan No-Fault law became effective early July 2020. These changes have brought additional requests from auto insurance carriers regarding Personal Injury Protection (PIP). Since Mason-McBride is your trusted advisor, we wanted to make our clients aware of this situation that could […]

Ascentis CarePoint Timeclock Technology

Ascentis CarePointe Timeclock Technology. Graphic of timeclock and a worker wearing a facemask.

The Mason-McBride team recently met with Ascentis, a workforce management and Human Capital Management (HCM) solutions company. They shared their first-to-market product with us — Ascentis CarePoint timeclock technology.   Ascentis CarePointe Timeclock Technology: A COVID-19 Workplace Solution   Ascentis CarePoint offers touch-free thermal temperature readings and timeclock voice command functionality (such as punch-ins) to support […]

Trusted Choice® Independent Insurance Agents

Photo of business meeting with woman and man. Trusted Choice Independent Insurance Agents logo.

Trusted Choice® independent insurance agents hold themselves to some unusually high standards you will not find elsewhere — because you’re a person, not a policy.  Mason-McBride, Inc., is a proud member of Trusted Choice® independent insurance agents. We’d like to explain more about our commitment to our clients and the Trusted Choice® Pledge of Performance. […]

Questionable Auto Insurance Marketing Tactics

Photo of traffic and question mark graphic. Questionable insurance marketing tactics.

Recently, clients have made us aware of aggressive and questionable auto insurance marketing tactics and premium savings promises in marketing material sent to them by various companies. These materials include promises of “extremely high discounts” and “reductions of 50%.” One promised even more discounts if you didn’t have “operating under the influence” (DUI) charges. Of […]

COVID-19 Return to Work Plan

COVID-19 return to work plan. Photo of an empty office. meeting room with brick walls.

Managing Your Business’ COVID-19 Response in the New Normal: Return to Work Plan Returning to the workplace after the COVID-19 pandemic won’t be easy. Employers and employees will experience a new normal in daily work life. From employee health screening procedures and scheduling employee split shifts to the reconfiguration of workspaces, there are many considerations […]

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