Your homeowners declaration page will tell you exactly how much your policy will cost and the amount of coverage you will have. Unfortunately, this document is filled with confusing terms that offer absolutely zero explanation. What is coverage A, B, or C? Is an HO-3 a good thing? We are here to break down all […]
What is a 401k? How much should you have saved in your emergency fund? What is a credit score? It’s never too early to start planning your future. Money can be complicated and we are here to help. Too often, we try to rely on what our parents or teachers taught us and typically, that […]
While many of us look forward to a nice, long weekend with family and friends, Memorial Day is about much more than that. Aside from hamburgers and cocktails, Memorial Day is a time for remembrance and reflection of the many American lives lost while serving our country. As you celebrate this weekend, be sure to […]
Looking at the list, it may seem like homeowners insurance doesn’t cover anything at all, but that’s not true! Every policy is unique which is why it’s important to discuss your coverage limits in detail with your agent. Homeowners insurance doesn’t cover most natural disasters, but if your home is damaged, dwelling coverage may help […]
This is hands-down the most common question we get at Mason-McBride. We understand how frustrating rising auto insurance rates are- we have to pay the premiums too! Even good drivers are victim to getting their annual premiums raised. There are several reasons why your car insurance company is raising your rate but the most common […]
A health savings account, or HSA, is a type of saving account that allows you to set aside tax-deferred money for healthcare expenses. It’s essentially a retirement plan but for healthcare purposes. HSA’s can be a great option because you are in full control of the money in your account and since it’s tax deferred, […]
It’s Monday morning and you wake up in a panic knowing that you missed your alarm, again. After throwing on whatever clothing is closest to you and grabbing a banana for the road, you start driving to work as if you were in a high speed chase. Knowing you’ll be at least 20 minutes late, […]
In short yes, absolutely, 100%. Having a flood insurance policy is absolutely imperative to make sure that your house is fully covered and with spring on the way, there is plenty of rain in the forecast. We don’t expect you to just take our word for it though, here are the top 4 reasons to […]
I’m pretty confident that if you asked anyone who has ever owned a rental property, you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]
I was recently asked this question by one of our Mason-McBride clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the fact that […]
