What is a Personal Cyber Insurance Policy? A personal cyber insurance policy is designed to provide financial reimbursement for costs associated with digital information theft and assets up to your cyber insurance policy’s limits. Should I Consider a Personal Cyber Insurance Policy? Even though we see news stories and articles about online cyberattacks on […]
While most people know the basics of ransomware, the details of this threat – like all aspects of cybersecurity – are constantly evolving with new developments. Learn about the trends and what to expect next. In this post by Nick Graf, Assistant Vice President, Information Security, Risk Control at CNA Insurance, Graf discusses recent changes […]
The annual Medicare Part D disclosure notices have a deadline of October 15, 2020. Highlights of the Annual Medicare Part D Notices Medicare Part D imposes disclosure requirements on employers with group health plans that provide prescription drug coverage to Medicare-eligible individuals. Plan sponsors must provide the annual Medicare Part D creditable coverage disclosure notices […]
The idea of shopping for a life insurance policy can seem morbid, suspicious, and confusing. Plus, there are a lot of misconceptions about the value life insurance offers, how to buy it, and what the policy rules are. However, if the idea of protecting your family and ensuring their future is something you do value, […]
What is Medical Loss Ratio (MLR)? Medical Loss Ratio (MLR) is the percent of premiums an insurance company spends on member care, claims, and administrative expenses that improve health care quality. What is the Medical Loss Ratio (MLR) rebate? The Patient Protection and Affordable Care Act (PPACA) of 2010 requires insurance companies to pay annual […]
You may have heard of the term “umbrella insurance policy.” Is this type of insurance something you need to consider as part of your insurance plan? Do you really need umbrella insurance? We’ll answer frequently asked questions about umbrella insurance so you can make informed decisions for your situation. What is Umbrella Insurance? Umbrella […]
A Change that Introduces Qualified Health Plan Letters As you know, changes to the Michigan No-Fault law became effective early July 2020. These changes have brought additional requests from auto insurance carriers regarding Personal Injury Protection (PIP). Since Mason-McBride is your trusted advisor, we wanted to make our clients aware of this situation that could […]
Before hitting the road this holiday, check out our top ten driving safety tips As we approach the long Independence Day holiday weekend, it’s a great time to review our ten driving safety tips before you head out with the family on the open road. Even if you are a skilled, experienced, and safe driver, […]
The Mason-McBride team recently met with Ascentis, a workforce management and Human Capital Management (HCM) solutions company. They shared their first-to-market product with us — Ascentis CarePoint timeclock technology. Ascentis CarePointe Timeclock Technology: A COVID-19 Workplace Solution Ascentis CarePoint offers touch-free thermal temperature readings and timeclock voice command functionality (such as punch-ins) to support […]
Trusted Choice® independent insurance agents hold themselves to some unusually high standards you will not find elsewhere — because you’re a person, not a policy. Mason-McBride, Inc., is a proud member of Trusted Choice® independent insurance agents. We’d like to explain more about our commitment to our clients and the Trusted Choice® Pledge of Performance. […]
