As your college students come home for the holidays or travel during their school break, you may think they are covered under your Michigan auto insurance policy. After all, they are a family member. Perhaps you haven’t given it a second thought. However, if you have family members with access to your vehicles or others […]
Personal Insurance
How to Read Your Homeowners Declaration Page
Your homeowners declaration page will tell you exactly how much your policy will cost and the amount of coverage you will have. Unfortunately, this document is filled with confusing terms that offer absolutely zero explanation. What is coverage A, B, or C? Is an HO-3 a good thing? We are here to break down all […]
Plan Your Future- 5 Financial Questions You Need Answers To
What is a 401k? How much should you have saved in your emergency fund? What is a credit score? It’s never too early to start planning your future. Money can be complicated and we are here to help. Too often, we try to rely on what our parents or teachers taught us and typically, that […]
8 Things Homeowners Insurance Doesn’t Cover
Looking at the list, it may seem like homeowners insurance doesn’t cover anything at all, but that’s not true! Every policy is unique which is why it’s important to discuss your coverage limits in detail with your agent. Homeowners insurance doesn’t cover most natural disasters, but if your home is damaged, dwelling coverage may help […]
Why Are My Auto Insurance Rates Increasing?
This is hands-down the most common question we get at Mason-McBride. We understand how frustrating rising auto insurance rates are- we have to pay the premiums too! Even good drivers are victim to getting their annual premiums raised. There are several reasons why your car insurance company is raising your rate but the most common […]
Distracted Driving: It’s an Addiction
It’s Monday morning and you wake up in a panic knowing that you missed your alarm, again. After throwing on whatever clothing is closest to you and grabbing a banana for the road, you start driving to work as if you were in a high speed chase. Knowing you’ll be at least 20 minutes late, […]
Do I Need Flood Insurance in Michigan?
In short yes, absolutely, 100%. Having a flood insurance policy is absolutely imperative to make sure that your house is fully covered and with spring on the way, there is plenty of rain in the forecast. We don’t expect you to just take our word for it though, here are the top 4 reasons to […]
5 Rules Every Landlord Should Live By
I’m pretty confident that if you asked anyone who has ever owned a rental property, you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]
Will My Credit Rating Change My Insurance Rates?
I was recently asked this question by one of our Mason-McBride clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the fact that […]
Why Do My Auto Insurance Rates Keep Going Up Even Though My Car Keeps Getting Older?
At Mason-McBride, many of our clients ask this question about auto insurance rates. First things first, even though it’s called car/auto insurance, it covers more than just your car. It should technically be called “auto owners” insurance, similar to how home insurance is actually called “home owners insurance”. It’s important to understand that there are […]
