Category Personal Insurance

Understanding Your Homeowners Insurance Declaration Page

what is a homeowners insurance declaration page

Your Homeowners Insurance Declaration Page, also known as the “dec” page, summarizes the essential information pertaining to your insurance coverage. The declaration page includes your name, address, insured property descriptions, and premium. Also included are the coverages, limits, deductibles, discounts,…

What is Material Misrepresentation?

What is material misrepresentation in insurance

Material misrepresentation in insurance happens, even if it’s accidental. It’s important to properly document and disclose accurate facts when obtaining or renewing insurance policies. Otherwise, you could be in danger of material misrepresentation, leading to possible issues if you ever…

Who Needs Umbrella Insurance?

benefits of umbrella insurance

You may have heard of the term “umbrella insurance policy.” Is this type of insurance something you need to consider as part of your insurance plan? For example, do you need umbrella insurance? We’ll answer questions about umbrella insurance frequently…

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