Frequently Asked Questions

At Mason-McBride, we understand navigating the insurance landscape can be overwhelming. That’s why we offer a solution-oriented approach to personal insurance, business insurance, and employee benefits.

Why Partner with Mason-McBride?

  • Independent Agent Advantage: Unlike captive agents limited to a single carrier, Mason-McBride operates independently. We have a broad network of reputable insurance companies, granting you access to a wider spectrum of options.
  • Experience You Can Trust: Since 1916, Mason-McBride has served families and businesses of all sizes throughout Troy, Southeast Michigan, and beyond. Our longevity reflects our unwavering commitment to providing high-quality service

What Insurance Does My Business Need?

No two businesses are alike. Our team will consult with you to understand your specific industry and potential risks, recommending policies for appropriate protection. Some of the coverages available include:

Some of the coverages available:

Building a Strong Employee Benefits Package:

We work closely with you to understand your company’s goals and employee demographics to create a benefits package that supports a happy and healthy workforce. Our employee benefits include:

  • Group Health Plans
  • Group Vision and Group Dental Plans
  • Prescription Coverage
  • Flexible Spending Accounts
  • Short-term Disability & Long-term Disability
  • Group Life Insurance
  • Employee Benefits Management Software

Beyond Auto Insurance: Protecting Your Personal Life

Explore various coverages to ensure you and your loved ones are prepared. Our personal insurance options include:

Understanding Michigan’s No-Fault Insurance Law

The new law focuses on changes to your auto insurance premium’s Personal Injury Protection (PIP) portion.

Michigan drivers typically carry unlimited medical coverage to pay for expenses if injured in an auto accident. If you have health insurance coordinating with your auto insurance, you could also choose an “excess” medical option.

The new law will allow Michigan drivers a choice. When your policy renews after July 1, 2020, you can choose a specific level of PIP medical coverage. Click here for more details.

Understanding Named Non-Owned Auto Insurance

A Named Non-Owned auto policy covers a driver who doesn’t own their car but has auto insurance. It’s a liability policy if this driver has an accident with another driver and is found to be at fault. This type of policy provides liability coverage for bodily injury and property damage purchased per driver.

A Named Non-Owned policy can protect those individuals when they do not own a titled and registered vehicle in their name. Protection for liability is essential even if they do not own a car. Many things can go wrong when driving, and a non-owner policy would protect if they borrow a friend’s or family member’s vehicle.

Learn more about this option in our video solution: Named Non-Owned Policy

Get Started Today!

Whether you need a stand-alone insurance policy or a combination of coverages, our team can find a coverage plan that offers protection from the unexpected.

To get started, visit our proposal page.

Request Your Proposal Here

Are you ready to save time, aggravation, and money? The team at Mason McBride is here and ready to make the process as painless as possible. We look forward to meeting you!