General Liability Insurance

Looking for General Liability Insurance in Michigan?

It only takes one claim to cripple your business financially, so you must have appropriate coverage for your unique situation. General Liability Insurance in Michigan is the most basic form of commercial liability protection at its core.

General Liability is necessary for companies small and large, protection against instances that relate to property damage, bodily injury, and legal advertising discrepancies. At Mason-McBride, we represent a wide range of General Liability Insurance carriers in Michigan and can help pair your business type with the best possible provider and pricing.

What Does General Liability Insurance in Michigan Cover?

Liability Insurance can help guard you, your organization, and your employees from claims involving bodily injury or property damage restating from your covered business operations. In addition, these policies generally address the expense of out-of-court settlements, litigation, and judgments awarded by courts. Often General Liability Insurance is paired with Business Personal Property in one policy form.

Coverage examples:

  • Bodily Injury/Property Damage: Claims of damage caused by your actions to a third party.
  • Advertising Injury: Allegations that you libeled or slandered someone or violated their rights.
  • Reputational Harm: Claims that you damaged the reputation of a business.

General Liability: Things to Consider

Without adequate liability protection, your business could go bankrupt after just one hefty lawsuit, which is impossible to predict. Business leaders have relied on Mason-McBride for more than 100 years to design business insurance coverage plans that shield against the unpredictable. As part of our proactive approach, we identify factors that could increase your liability premiums or alter your risks, as well as offer risk management services to protect your organization.

Keep in mind that general liability insurance is just one type of coverage needed as you may have liability risks beyond the scope of general liability insurance. Commercial general liability insurance (CGL) can be purchased either as a stand-alone policy or as part of a business owner’s policy (BOP).

If you’re confused by any of this, don’t worry; we’ll make the process easy. We are proud to offer clients expert guidance while providing coverages that make the most sense for your unique business needs.

Get a Proposal Started

Whether you need general liability insurance or a combination of coverages, our team of specialists can find a coverage plan that offers complete protection from the unexpected. So if you’re interested, start a quote online, or give our office a call. The team at Mason McBride is happy to assist.

If you have any questions or you’re ready for a complimentary proposal, please reach out.

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