Looking for General Liability Insurance in Michigan?
It only takes one claim to financially cripple your business, so it’s important that you have appropriate coverage to your unique situation. At its core, General Liability Insurance (a.k.a. CGL for Commercial General Liability) is the most basic form of commercial liability coverage. At the end of the day, if you own a business, having General Liability coverage is not optional — it’s mandatory.
At Mason-McBride, we represent a wide range of General Liability Insurance companies in Michigan and can help pair your business type with the best possible provider and pricing.
What does General Liability Insurance cover?
Business is inherently risky, but General Liability insurance protects against many known and unknown risks.
Simply put, CGL can help guard you, your business, and/or your employees from claims involving bodily injury or property damage restating from your covered business operations. These policies generally address the expense of out-of-court settlements, litigation, and judgments awarded by courts. Often times CGL is paired with BPP (Business Personal Property) in one policy form.
What’s involved with getting CGL Insurance?
With any type of insurance, there are certain underwriting and eligibility questions that must be answered in order for the insurance company to determine what the final rating will be.
Many times companies will require you to show them a certificate of insurance before you can do work for them. This proves to them that you have active insurance coverage, which is typically a requirement if you’re running a business in most states.
If you’re confused by any of this, don’t worry; we’ll make the process easy. Give us a call and we can help you get the process started when you’re ready.