Looking for Condo Insurance in Michigan?
Mason-McBride has you covered!
Condo insurance (also referred to as an H0-6 policy) addresses exposures not part of your condo association insurance. Your association typically insures the physical structure/building and other common areas.
Association by-laws vary, but condo owners are generally responsible for their own liability coverage as well as the interior of their unit. Things like your personal property and physical improvements that your association’s insurance likely doesn’t cover.
Getting a copy of those by-laws is a good idea so you can understand what your responsibilities are in the event of a claim. We can help you understand the fine print.
Condo Insurance for Town-homes
It’s also important to understand that some town-homes are insured like condos, and therefore require an H0-6 policy.
If you live in a town-home, be sure that you have the correct type of insurance.
Mason-McBride is here to help you understand the differences between a Homeowners policy and a Condo policy.