Commercial Umbrella Coverage

Most business owners never expect to encounter a loss that exceeds the limits of the coverage they have to manage accidents, mistakes, and injuries—also known as Liability Insurance—but unfortunately, in today's business environment, it happens too often. A large loss could impact the business success you've worked so hard to achieve and could destroy your hopes for a bright future. 

At Mason-McBride, we believe in proactive risk management. We work with you to assess your specific business operations and potential exposures. This helps us determine if commercial umbrella coverage is the right fit for your needs.

 

Why Your Business Needs Commercial Umbrella Coverage

No matter the size of your company or how well it's run, your business faces the potential of a devastating claim arising from an unforeseen event. For example, let's say you own a retail store or apartment building, and a client trips on the carpet and hits his head, sustaining a serious brain injury.

You could be potentially liable for millions of dollars in medical and other payments.

Would your existing Business Liability insurance cover that entire sum? Could your business savings and/or revenue make up for the difference in what's not covered? If your answer is no, that's where Commercial Umbrella coverage comes in. Umbrella coverage goes above and beyond basic Business Liability insurance limits, offering additional liability limits to manage situations like this.

If you are a small business owner, you might think they can't take what you don't have. Think again—a court can seize your business assets and even allocate future earnings to satisfy a judgment against you.

It's never too soon to invest in umbrella coverage.

 

Get the Ultimate in Asset Protection

It's your decision on how to best spend each one of your hard-earned dollars. But if an unexpected major loss occurs, that key decision may no longer be yours. You'll find that Commercial Umbrella coverage offers you a way to help ensure your business assets remain yours for less than you might expect

 

Get Started on Your Proposal

To get started on your proposal, fill out the fields below, call our office, or click over to our proposals page.

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