RV Insurance in Michigan
RV insurance can protect your motorhome, travel trailer, camper, and even your horse trailer. Let Mason-McBride help you select the right coverage for your RV needs and get a great price at the same time.
You can even request a proposal online, and we’ll get back to you with quotes from multiple companies so you can compare and save!
What Kind of Insurance do You Need for an RV?
RVs for personal recreational use can be insured for up to 250 days per year. This gives you plenty of time to travel south and enjoy some warmer winter weather or that extended vacation.
Liability coverage provides you with bodily injury and property damage coverage, medical payments, uninsured coverage, and more. Coverage varies by state. You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a total covered loss.
Options tailored to your needs can include:
Stated Value – market value/actual cash value of the RV
Agreed Value – the insured amount, regardless of the current market value
Replacement Cost – replace your insured RV with a new RV that is most like it
Consider Vacation Liability coverage when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico. For example, personal Effect Coverage provides replacement cost for damage or loss to items commonly used with your RV when bodily damage coverage is selected.
Some policies include Roadside Assistance, which has you covered 24/7 in case of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation, and meal coverage if needed. Additional coverage can include accident forgiveness, pet coverage, diminishing deductible, and more.
Get Started on Your RV Proposal
Start a quote online or call your office.