What is a 401k? How much should you have saved in your emergency fund? What is a credit score? It’s never too early to start planning your future. Money can be complicated, and we are here to help. Too often, we try to rely on what our parents or teachers taught us, and typically, that […]
Memorial Day By The Numbers [Infographic]
While many of us look forward to a nice, long weekend with family and friends, Memorial Day is about much more than that. Aside from hamburgers and cocktails, Memorial Day is a time for remembrance and reflection of the many American lives lost while serving our country. As you celebrate this weekend, be sure to […]
8 Things Homeowners Insurance Doesn’t Cover
Looking at the list, it may seem like homeowners insurance doesn’t cover anything at all, but that’s not true! Every policy is unique, so it’s important to discuss your coverage limits in detail with your agent. Homeowners insurance doesn’t cover most natural disasters, but dwelling coverage may help repay or rebuild your home if your […]
Should You Open a Health Savings Account?
A health savings account, or HSA, is a type of saving account that allows you to set aside tax-deferred money for healthcare expenses. It’s essentially a retirement plan but for healthcare purposes. HSA’s can be a great option because you are in full control of the money in your account and since it’s tax-deferred, you’ll […]
Distracted Driving: It’s an Addiction
It’s Monday morning and you wake up in a panic knowing that you missed your alarm, again. After throwing on whatever clothing is closest to you and grabbing a banana for the road, you start driving to work as if you were in a high speed chase. Knowing you’ll be at least 20 minutes late, […]
5 Rules Every Landlord Should Live By
I’m pretty confident that if you asked anyone who has ever owned a rental property, you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. Owning a rental property can be significant pain and end up costing you a ton of money! I certainly don’t mean […]
Will My Credit Rating Change My Insurance Rates?
Recently, we were asked this question by one of our Mason-McBride clients, and we thought we would share the answer with our readers. Many things go into homeowners and auto insurance rates, one of them being credit. We’ve heard a lot of complaints from people who don’t like the fact that insurance companies use credit […]
Why Do My Auto Insurance Rates Keep Going Up Even Though My Car Keeps Getting Older?
At Mason-McBride, many of our clients ask this question about auto insurance rates. First things first, even though it’s called car/auto insurance, it covers more than just your car. It should technically be called “auto-owners” insurance, similar to how home insurance is called “homeowners insurance.” It’s important to understand that there are a lot of […]