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  • Address: 3155 W Big Beaver Rd Suite 125, Troy, MI 48084
  • Phone: (248) 822-7170
  • Email: info@mason-mcbride.com
Mason-McBride
  • Why Mason-McBride
    • Meet Our Team
    • Frequently Asked Questions
    • Partnerships
    • Our Carriers
    • Careers at Mason-McBride
    • Refer A Friend
  • Coverages
    • Business Insurance
    • Personal Insurance
    • Employee Benefits
  • Industries
    • Staffing & HR Insurance
    • Healthcare Industry Insurance
    • Technology Industry Insurance
    • Manufacturing Insurance
  • Resources
    • Blog
    • News
    • Michigan No Fault Auto Insurance Changes
  • Contact Us
    • Proposals
    • Contact us
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Mason-McBride
  • Personal Insurance

Understanding Your Home Insurance Declaration Page

what is a homeowners insurance declaration page

Your Homeowners Insurance Declaration Page, also known as the “dec” page, summarizes the essential information pertaining to your insurance coverage. The declaration page includes your name, address, insured property descriptions, and premium. Also included are the coverages, limits, deductibles, discounts,…

  • Kathy Randinitis
  • February 11, 2022
  • Commercial Insurance

Guide to Liability Insurance Coverage for Your Business

No matter the nature of your business, you must take measures to safeguard against potential risks and liabilities, which could include lawsuits. A comprehensive business insurance package often includes general liability coverage, which protects against a wide range of common…

  • Jamie Parry
  • February 6, 2022
  • Personal Insurance

Do I Need Flood Insurance in Michigan?

Woman with Flood Insurance at home in Michigan

In short, yes. Having a flood insurance policy is imperative! Flooding is the most common natural disaster in the United States, and Michigan is no exception. The Federal Emergency Management Agency (FEMA) estimates that there is a 26% chance of…

  • Juliyana Straley
  • January 28, 2022
  • Employee Benefits

FAQs about Medical Loss Ratio (MLR) Insurance Rebate

Happy woman working and reviewing Medical Loss Ratio Rebate

What is Medical Loss Ratio? Medical Loss Ratio (MLR) is the percentage of premiums an insurance company spends on member care, claims, and administrative expenses that improve healthcare quality. What is the Medical Loss Rebate? The Patient Protection and Affordable…

  • Amy Purcilly
  • January 19, 2022
  • Commercial Insurance

Protect Your Business from Advanced Social Engineering Attacks

social engineering and phishing attack

Cybercriminals create new advanced social engineering tactics and target small and medium-sized businesses. For example, the FBI estimates that cybercriminals stole more than $28 billion through email fraud from 2016-2020, with an average loss per incident of more than $150,000. Social engineering fraud involves…

  • Jamie Parry
  • December 22, 2021
  • Personal Insurance

Insuring Your Home: Replacement Cost vs. Market Value

insurance-to-value replacement cost. Picture of man holding a small house with paperwork in front of him.

As a homeowner, it’s important to have a solid understanding of your home insurance policy. One aspect that can be particularly confusing is the difference between insurance-to-value replacement cost and market value. In this article, we’ll define these terms and…

  • Kathy Randinitis
  • December 7, 2021
  • Personal Insurance

Home Insurance Replacement Cost: New Factors

replacement cost of your home

When your homeowner’s insurance policy renews, there are a few factors to keep in mind about the replacement cost of your home. First, you may see an increase in your replacement cost from your carrier this year. So, we are…

  • Kathy Randinitis
  • November 5, 2021
  • Commercial Insurance

Importance of Protecting Yourself with Multi-Factor Authentication

MFA and cyber attacks

Most of us are aware that we should not openly share our passwords with anyone and should avoid reusing the same password for multiple accounts. There are also precautions like having a strong password, using an email address as your…

  • Jamie Parry
  • October 6, 2021
  • Personal Insurance

Household Safety Checklist for Families

Family Home Safety Checklist

There is more to your home than just a roof over your head. It’s the place you raise a family and make memories. There are also threats and dangers in and around your home, placing you vulnerable if the unexpected…

  • Kathy Randinitis
  • June 10, 2021
  • Michigan Auto No-Fault Insurance Reform

Personal Injury Protection & Qualified Health Letters

Michigan Auto Laws PIP

As you may be aware, changes to the Michigan No-Fault law came into effect in July 2020, which have led to additional requests from auto insurance carriers regarding Personal Injury Protection (PIP). These changes may have significant implications for Michigan…

  • Kathy Randinitis
  • April 28, 2021
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  • Address: 3155 W BIG BEAVER RD SUITE 125, TROY, MI 48084
  • Phone: (248) 822-7170
  • Email: INFO@MASON-MCBRIDE.COM
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