Car Insurance Quotes in Michigan
At Mason-McBride, we're here to help keep you protected. In addition to standard auto insurance, we can also provide an insurance quote for collector cars.
Whether you live in South East Michigan or any other part of the Great Lakes Region, when people think about damage to their automobile, they typically think of having car insurance. But, in reality, auto insurance covers much more than the actual car, truck, or SUV you drive.
In today's world, many cars are on the road, and drivers face many distractions daily, making accidents more likely.
You're at risk every single time you get into your car.
Understanding your insurance options is essential - not just for your car but also for you and the people you may injure if found negligent.
What Car Insurance Coverage is Right for You?
If you're not adequately insured, you could lose everything if you are ever involved in an accident and found at fault for someone else's injuries. But unfortunately, most people don't realize that having superior coverage doesn't necessarily mean paying higher insurance premiums.
As a locally owned Michigan business, our clients are at the core of everything we do. We are committed to providing superior customer service, personalized advice, and identifying gaps in coverage.
Even when two policies look alike on paper, the fine print can vary significantly from one company to the next. So if you need someone who truly understands policy contracts, like us, to sort out the exclusions and conditions for you, then you can rest easy knowing that you have the best possible coverage at an affordable price without having to learn legal jargon.
In light of Michigan's new auto insurance law, drivers now have various insurance options at their disposal. With these new options and savings available, it's never been a better time for Michiganders to shop for auto insurance.
How is Insurance Cost Calculated?
Age — Insurance companies consider your age when calculating your overall rating. Statistics show that those two age groups have the most loss frequency and are more likely to suffer financial losses due to auto accidents than drivers under 25 and over 65, for example.
Credit — Credit has long been used as a metric in insurance scoring. Due to this, the better your credit, the lower your rates are likely to be.
Car —Various factors, including the car's type, engine size, safety features, etc., are all part of determining the rate.
Driving History — Several factors contribute to the cost of your insurance, including your driving record and loss history. Chances are, if you have a spotty driving record or multiple moving violations or accidents, you won't get a better rate until they are at least three years old.
Household — Insurance companies underwrite at the household level, meaning they judge the probability of loss based on the entire household. If more than one driver in the household is under 25, that will impact everyone's pricing.
Why Work With Mason-McBride?
Mason-McBride is a Michigan independent agency, unlike captives and direct insurers selling only their products. Therefore, when it comes to something as critical as Michigan car insurance, you must work with an agency that has an in-depth knowledge of multiple insurance products, companies, and guidelines — not just one.
Among the reasons we differ from the competition is our ability to service our policyholders proactively. But, again, this is because of our knowledge of the industry, products, and the situations that may arise.
Start Your Michigan Car Insurance Quote
If you live in Michigan and are looking for price comparison, Mason-McBride makes finding the best coverage and price easy.