Employment Practices Liability Insurance (EPLI) helps businesses manage the financial risk of claims made by employees alleging violations of their legal rights in the workplace.
Employee lawsuits have been on the rise, affecting businesses of all sizes. Even organizations with strong HR policies and compliance programs may face legal challenges.
Without EPLI, defending against such claims can lead to high financial and reputational costs.
Managing Employment-Related Risks
EPLI policies may provide coverage for claims related to:
- Sexual harassment
- Discrimination
- Wrongful termination
- Breach of employment contract
- Negligent evaluation
- Failure to employ or promote
- Wrongful discipline
- Deprivation of career opportunity
- Wrongful infliction of emotional distress
- Mismanagement of employee benefit plans
Coverage terms, limits, and exclusions vary based on the policy and provider.
Who is This Right for?
Employment Practices Liability Insurance (EPLI) is often considered by organizations that make hiring, supervising, disciplining, or terminating decisions involving employees or temporary workers.
Businesses that commonly evaluate EPLI coverage include:
- Staffing and recruiting agencies, where employee placement and co-employment exposures may increase the likelihood of employment-related claims
- Companies experiencing rapid growth or workforce changes
- Organizations with multiple managers or supervisors making employment decisions
- Businesses operating across multiple states or regulatory environments
- Employers with high employee interaction, customer-facing teams, or shift-based workforces
- Companies expanding HR responsibilities without a dedicated internal HR department
Get an EPLI Quote Today
Help safeguard your business from the financial impact of employment-related claims.
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