Sterling Heights is one of Michigan’s largest and most diverse suburban communities.
Whether you live near Dodge Park, Lakeside Mall, or a quiet subdivision off Canal Road, protecting your home with the right insurance is an important part of managing risk.
Mason-McBride has served homeowners across Southeast Michigan for more than 100 years.
As an independent agency based in Troy, we work with multiple carriers and help Sterling Heights residents compare coverage options that reflect their home’s age, value, and location.
Understanding Home Insurance in Sterling Heights
Homes in Sterling Heights range from older ranch styles to newer construction and condos. Local weather, traffic density, and neighborhood features all play a role in determining coverage needs.
A homeowners policy can offer protection for:
- Fire and smoke
- Theft or vandalism
- Wind and hail
- Certain types of liability claims
Our advisors can help you make sense of policy terms and limits so you can choose coverage that fits your situation.
Common Coverage Options
Typical protections in a Michigan homeowners policy include:
- Dwelling coverage for the structure of your home
- Other structures such as garages, sheds, and fences
- Personal property for belongings inside the home
- Loss of use for temporary housing if the home is uninhabitable
- Medical payments to others
- Personal liability coverage
- Scheduled valuables for items like jewelry or fine art
Coverage limits and availability vary by insurer. We can help you compare options across carriers.
Why Work With Mason-McBride
As an independent agency, we provide access to multiple insurance companies, which allows you to compare quotes and coverage structures based on your needs.
Our team understands the factors that influence home insurance in Sterling Heights and offers clear, pressure-free guidance.
Start a Home Insurance Quote
If you want to review your current policy or explore new options, Mason-McBride is ready to assist.
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