Professional Liability Insurance

Also known as Errors and Omissions (E&O), professional liability insurance can help protect your business from consequential loss resulting from negligence claims associated with your professional service. Professional liability claims involve allegations whereby the customer alleges they lost revenue or incurred expense because of the negligent rendering of professional services. Unlike General Liability Insurance, Professional Liability addresses unique lawsuits that ‘experts’ can face.

Professional liability exposures exist for an increasing variety of business operations, including but not limited to lawyers, accountants, doctors, real estate agents, technology firms, manufacturers, consultants, and engineers.


How Much is Professional Liability Insurance in Michigan?

Factors that affect the cost of Professional Liability insurance include specific profession, location, coverage limits, number of employees, and the number of years in business. Therefore, the terms and conditions of a Professional Liability Policy are as crucial as the cost itself.


What Does Professional Liability Cover?

You can think of professional liability insurance as coverage against client lawsuits resulting from financial loss or damage, whether that came from the things you did as part of your contract, or things you neglected that may have caused damage. If caught without coverage, you will have to pay for some pretty expensive legal defense costs.

Within professional liability insurance are unique policies like errors & omissions insurance and malpractice. Errors & omissions is designed to protect professionals who provide services, like consultants, accountants, etc., while malpractice is designed to cover medical professionals.


How Often Should You Review Professional Liability Insurance?

As a rule of thumb, you should review your insurance when you renew your insurance. However, there are other events that could affect your coverage needs. In our role as an independent agent, we strive to keep your coverage comprehensive and are always ready to assist you with any policy reviews you need for your business. 


Why Do Business With Mason-McBride?

With over 100 years of specialized knowledge in risk mitigation, Mason-McBride provides a comprehensive line of premium insurance products. In addition, our extensive carrier network and diversified services provide business and industry leaders quality coverage.

Mason-McBride is an independent agency, not a captive or direct insurer that only sells its products. Therefore, we work hard to find you the best policy at the lowest price. In addition, our ability to serve our policyholders proactively sets us apart from the competition.


Professional Liability for all Michigan Cities

We can provide you with a price comparison for any Michigan city, including, but not limited to:

  • Warren
  • Sterling Heights
  • Southfield
  • Birmingham
  • Auburn Hills
  • Rochester Hills
  • Troy


Ready to Get Started?

If you’re interested, start a quote online or email us at

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Are you ready to save time, aggravation, and money? The team at Mason McBride is here and ready to make the process as painless as possible. We look forward to meeting you!