Auto Insurance Troy

Looking for Auto Insurance in Troy?

Mason-McBride has got you covered. We can help you with standard auto insurance, as well as car insurance for collector cars.

Whether you live in Troy, or any other part of Michigan, when most people think about car insurance, they think about damage to their car. The truth is car insurance covers much more than just your car.

Given the sheer number of cars on the road and the distractions drivers deal with daily, the chances of being involved in a car accident are plentiful.

You're at risk every single time you get into your car.

It's essential to understand what your coverage options are — not just for your car, but for you and people who may be injured as a result of your negligence.


What Michigan Car Insurance Coverage is Right for You?

If you're not adequately insured, you could lose everything if you are ever involved in an accident and found at fault for someone else's injuries. But unfortunately, most people don't realize that having superior coverage doesn't necessarily mean paying higher insurance premiums.

As a locally owned Michigan business in Troy, our clients are at the core of everything we do. We are committed to providing superior customer service, personalized advice, and identifying gaps in coverage.

Even when two policies look alike on paper, the fine print can vary significantly from one company to the next. So if you need someone who truly understands policy contracts, like us, to sort out the exclusions and conditions for you, then you can rest easy knowing that you have the best possible coverage at an affordable price without having to learn legal jargon.


Michigan's No-Fault Auto Insurance Changes

In light of Michigan's new auto insurance law, drivers now have various insurance options at their disposal. With these new options and savings available, it's never been a better time for Michiganders to shop for auto insurance.


Troy Auto Insurance Quote


How are Cost Rating Variables Calculated?

Age — Insurance companies consider your age when calculating your overall rating. Statistics show that those two age groups have the most loss frequency and are more likely to suffer financial losses due to auto accidents than drivers under 25 and over 65, for example.

CreditCredit has long been used as a metric in insurance scoring. Due to this, the better your credit, the lower your rates are likely to be.

CarVarious factors, including the car's type, engine size, safety features, etc., are all part of determining the rate.

Driving HistorySeveral factors contribute to the cost of your insurance, including your driving record and loss history. Chances are, if you have a spotty driving record or multiple moving violations or accidents, you won't get a better rate until they are at least three years old.

Household — Insurance companies underwrite at the household level, meaning they judge the probability of loss based on the entire household. If more than one driver in the household is under 25, that will impact everyone's pricing.


Why Work With Mason-McBride?

At Mason-McBride, we are proud to have a team of dedicated, passionate, and knowledgeable individuals preserving our principles for best-in-class service. Our team in Troy has eliminated risk uncertainty with comprehensive insurance solutions for over a century. In addition, we take pride in our shared belief in doing right by the employee, the client, and the community.


Speak with an Independent Agent in Troy

If you live in Troy and are looking for a car insurance comparison, Mason-McBride makes the process of finding the best company and price easy.

Get a quote started online or give us a call at (248) 822-7170.

Request Your Proposal Here

Are you ready to save time, aggravation, and money? The team at Mason McBride is here and ready to make the process as painless as possible. We look forward to meeting you!

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