If you’re like most homeowners in Troy, your home is your most valuable asset and should be protected as such. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands the importance of the place you call home.
Program Insurance Enterprises can help you find the best homeowners insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service, and competitive pricing.
Regardless of whether you live in Troy or any other part of Michigan, homeowners insurance is one of the most important insurance policies you could ever own.
The difference between homeowner's insurance policies shouldn't be underestimated. It isto note that different insurance companies offer different levels of coverage, endorsements, and riders, as well as other conditions and limitations.
Homeowners Insurance Michigan
In Michigan, it can be difficult, if not impossible, to determine how two homeowners insurance policies are different if you don’t use an independent Homeowners Insurance agent.
Whether you own or rent, you can protect yourself financially if your home is burgled, burned, or vandalized. You will also be covered if someone is injured on your property and wins a legal judgment against you.
Property owners' insurance policies vary by the losses covered, available coverages, and the type of residence. For example, you can choose between a comprehensive approach that covers fire, hail, smoke, falling objects, vandalism, and theft of personal property or a policy that covers only specified losses.
Homeowners Insurance Declaration Page
Your Homeowners Insurance Declaration Page, also known as the “Dec” page, summarizes the essential information about your insurance coverage.
The declaration page includes your name, address, insured property descriptions, and premium. Also included are the coverages, limits, deductibles, discounts, relevant insurance policy forms, and endorsements of your policy.
When purchasing a home or changing your homeowner's insurance policy, your mortgage company or homeowners insurance agent may ask for a copy of this document.
Get Your Homeowners Quote:
Every home is unique and therefore requires a carefully crafted policy.
If you’d like us to review your current policy and provide you with no-obligation quotes, call our office, and enter some basic information in the fields below to get started online. Either way, we make the process super simple!
Proposal Request Form