Mason-McBride has worked with drivers in Bloomfield Hills and surrounding Oakland County communities for over 100 years. We offer access to auto insurance options that can be tailored to different vehicles, driving needs, and risk profiles.
Whether you're driving along Long Lake Road, commuting via Telegraph, or visiting Cranbrook Gardens, having insurance in place that reflects your local driving environment is key. The roads in and around Bloomfield Hills can shift quickly, from quiet residential areas to busy multi-lane corridors.
Wherever your day takes you, from Bloomfield Hills Country Club to the nearby Village of Franklin, Mason-McBride is here to help you evaluate your coverage options for your car, truck, or SUV.
Why Work With an Independent Agent?
As an independent agency, Mason-McBride works with multiple insurance carriers. This allows us to help you compare options based on your driving habits, household needs, and budget.
Locally owned and operated in Michigan, our agency has served individuals and families in Bloomfield Hills for more than a century, with roots that go back to when Woodward Avenue was still unpaved.
What Affects Car Insurance Rates?
Auto insurance premiums are influenced by several factors. While each carrier uses its own rating methodology, common considerations include:
- Age – Insurers often adjust rates based on age-related risk. Younger drivers and older adults may see different pricing.
- Credit – Many companies use credit-based insurance scores in their rating process. A higher score can contribute to more favorable rates.
- Vehicle Type – Cars with advanced safety features, lower repair costs, or better crash ratings may be rated differently.
- Driving History – Past accidents, violations, or claims can affect your rate. A clean record over time can help improve pricing.
- Drivers in the Household – Insurance companies typically evaluate all drivers at your address. For example, households with multiple young drivers may see higher premiums.
Request an Auto Insurance Quote
If you're located in Bloomfield Hills or the surrounding area and want to review your current policy or compare options, we’re here to help.
Start by requesting a quote or getting in touch with our team.