From locum tenens physicians and travel nurses to allied health specialists and medical administrators, healthcare staffing companies play a critical role in keeping hospitals, clinics, and senior care facilities running smoothly.
Yet this essential work comes with unique challenges — from professional liability to workers’ comp, employee travel, and client-site exposures.
At Mason-McBride, we understand the complexity of insuring staffing firms that support Michigan’s healthcare network. With more than 100 years of local experience, our team helps you protect your business, your workforce, and your reputation.
Coverage for Healthcare Staffing Firms
We design insurance programs for a variety of staffing operations, including:
- Travel Nursing and Travel Therapy Firms
- Allied & Lab Staffing Providers
- Behavioral Health and Social Work Placement Firms
- Administrative, Clinical, and Ancillary Support Staffing
Whether your placements are short-term, per-diem, or direct hire, we’ll help you evaluate your options.
Common Coverages for Healthcare Staffing Businesses
Staffing agencies require a variety of insurance coverage to protect against the risks associated with their operations. Here are some common coverages:
- Workers Compensation Insurance: Healthcare staffing agencies have specialized workers' compensation requirements. This coverage aims to benefit employees recovering from work-related injuries or illnesses and supports families in the event of workplace fatalities. Premium costs vary based on job risk factors, claims history, and payroll size
- General Liability Insurance: General liability coverage can help protect your employment agency against claims related to bodily injury, property damage, advertising injury, or certain allegations of errors or omissions. Without this coverage, your business may be responsible for legal costs, including attorney fees and settlements.
- Professional Liability Insurance: Professional Liability Insurance, also known as Errors and Omissions (E&O) insurance, is vital for healthcare staffing agencies. It helps protect your agency from claims alleging financial loss resulting from negligent acts, errors, or omissions in the professional services your placed healthcare professionals provide.
- Employment Practices Liability (EPLI): Employment Practices Liability Insurance (EPLI) is crucial for medical staffing agencies due to the potential for employment-related legal claims. This coverage can help protect your agency against allegations of wrongful termination, discrimination, harassment, wage and hour disputes, and other employment practice violations brought by employees or job applicants.
- Cyber Liability Insurance: Cyber Liability insurance is designed to help your agency respond to data breaches involving sensitive information, including personally identifiable information (PII) and protected health information (PHI). Depending on the policy, coverage may include expenses related to notification, data recovery, legal and forensic costs, business interruption due to cyber events, and potentially extortion demands.
Risk Management Beyond the Policy
No two staffing firms are the same. The professionals you place, the settings they work in, and the terms of your client contracts all contribute to your agency’s unique risk profile.
Whether you're a local agency placing traveling nurses or a specialized recruiter sourcing allied health professionals, we’re here to support your risk management goals with thoughtful, flexible recommendations.
Experience the Mason-McBride Difference
Your agency connects caregivers with the people who need them most. We’re here to make sure you’re protected — so you can focus on growing your workforce and serving your clients with confidence.
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