Issue Alerts

As your trusted advisor, we will post urgent and pertinent information you need to know in a variety of insurance situations.


2020-04 June 2020
What Public Acts 21 and 22 Mean to Your Michigan No-Fault Auto Insurance Coverage

In May 2019, the Michigan legislature passed – and the Governor signed – Public Acts 21 and 22 of 2019. These Acts were the first comprehensive No-Fault Auto changes of any substance in 40 years. The Acts have several staggered “triggers” that will have taken effect or many that will take effect in the future. But, the bulk of this reform package takes effect on July 2, 2020.

At Mason-McBride, we have recently become aware of a provision…[read more]


2020-03 June 2020
Questionable Auto Insurance Marketing Tactics


Recently, clients have made us aware of aggressive and questionable premium savings promises in marketing material sent to them by various companies.

These materials include promises of “extremely high discounts” and “reductions of 50%.” One promised even more discounts if you didn’t have…[read more] 


2020-02 June 2020
Recent Events and Terrorism


Recent events around protests, civil unrest, riots, and looting have reminded us of the importance of properly constructed property insurance. One notable element was President Trump’s recent declaration of ANTIFA as a domestic terrorist organization and the potential effect that may have on the property insurance exclusion language related to terrorism.
In addition, could that declaration affect prospective coverage, if elected, under the Terrorism Risk Insurance Program (TRIA)?

Our recommendation to clients has been and continues to be…[read more] 


2020-01 May 2020
COVID-19


We have become aware of instances whereby certain indemnification and hold harmless language in contracts are being modified to include exposure for COVID-19 resulting from any property condition or your employees at a location.

We urge clients to carefully review these provisions as counterparties may be modifying them without notice.

Accordingly, please seek counsel as needed…[read more]

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