Living in Troy means balancing work, family, and future planning, and life insurance is one tool that can help you support the people who matter most.
Whether you're buying a home, raising children, or planning for retirement, life insurance helps create a financial safety net for your loved ones if something unexpected happens.
As a Troy-based independent insurance agency, Mason-McBride has served local families and businesses for over 100 years. We help individuals in Troy explore life insurance options tailored to their specific stage of life, financial goals, and family needs.
Why Troy Residents Consider Life Insurance
Life insurance can provide support to help cover:
- Mortgage payments or housing costs
- Income replacement
- Childcare or college tuition
- Outstanding debts or final expenses
- Long-term financial goals or charitable giving
We understand that Troy families face unique financial obligations, whether you're commuting to work along Big Beaver or building a business near Crooks Road. We can help you consider a policy that fits your lifestyle and budget.
Types of Life Insurance
Mason-McBride offers access to several policy types through respected national and regional carriers:
- Term Life Insurance – Often used to cover temporary needs, such as paying off a mortgage or supporting children until they’re financially independent.
- Whole Life Insurance – Designed for lifelong protection and may include a cash value component.
- Universal Life Insurance – Offers flexible premiums and potential long-term growth.
If you're unsure which type is right for your situation, we’re happy to walk you through the options.
If you’re not sure which type is right for you, we can walk you through the differences and help you review your options.
How Much Life Insurance Do You Need?
Everyone’s needs are different, and many people either underestimate or overestimate the amount of coverage to carry.
Some of the factors that influence your life insurance needs include:
- Your age and health
- Whether you’re married
- Number and age of children
- Your future earnings potential
- Household expenses and debt
- Your spouse’s income and retirement plans
At Mason-McBride, we can guide you through a needs-based analysis to help determine how much coverage may be appropriate for your situation.
Why Work With Mason-McBride?
- We’re located right here in Troy
- We work with multiple carriers, not just one
- Our agents offer straightforward guidance, not sales pressure
- We’ve supported generations of Michigan families for over a century
Why Work With Mason-McBride?
As a Michigan-based independent insurance agency, we work with multiple life insurance providers. That means we’re not tied to a single carrier and can help you explore a range of options that suit your budget, goals, and timeline.
For over 100 years, we’ve served individuals and families across Michigan, helping them navigate life’s decisions with experience, care, and personal attention.
Start Your Life Insurance Quote in Troy
If you're located in or near Troy, Michigan, and would like to explore life insurance coverage, Mason-McBride is here to help. Whether you’re comparing term policies or evaluating long-term protection, we’ll help you make a decision that fits your goals.