Staffing Industry Insurance Troy Michigan

Proper insurance coverage is essential for staffing agencies since they serve as intermediaries between employers and employees.

Navigating the complex world of staffing agency insurance can be overwhelming, but it doesn’t have to be. At Mason-McBride, we understand the unique challenges you face. Our tailored staffing industry insurance solutions take the guesswork out of protection, ensuring you’re covered.

Typical Coverages for Staffing Agencies

There are several coverage options that you can add to your business insurance policy to protect your company.

Some of the notable exposures currently getting attention in the marketplace are:

Workers Compensation Insurance:

Temporary staffing agencies have unique workers’ compensation concerns. Workers’ compensation insurance provides benefits to help employees recover from work-related injuries or illnesses. It can also benefit employees’ families if they lose their lives in a workplace accident. Factors such as job risk, claims history and payroll size can affect workers’ compensation costs.

General Liability Insurance:

General liability insurance can help protect your staffing firm against claims for bodily injury, property damage, advertising injury, errors, or omissions. In addition, without this coverage, you may be responsible for paying out of pocket for legal costs, such as attorney fees and settlement amounts.

Cyber Liability Insurance:

Cyber liability insurance helps your staffing agency respond to a data breach if identifiable information gets lost or stolen personally. In addition, many policies will include extortion coverage, business income protection, and systems failure, all caused by a breach.

Commercial Liability Insurance:

Also known as Errors and Omissions (E&O), professional liability insurance can help protect staffing professionals from consequential loss resulting from negligence claims associated with your professional service. Professional liability claims involve allegations whereby the customer alleges they lost revenue or incurred expenses because of the negligent rendering of professional services. 

Commercial Property Insurance:

Commercial property insurance covers equipment, signage, inventory, and furniture in the event of a fire, storm, or theft. However, it doesn’t cover mass-destruction events like floods and earthquakes.

Why Work With Mason-McBride?

Mason-McBride understands that every staffing agency is unique. From accounting and finance to healthcare and tech, we specialize in crafting insurance solutions to fit the specific risks you face.

With over 100 years of experience serving local businesses, Mason-McBride is here to provide you with personalized service and ongoing support.

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Are you ready to save time, aggravation, and money? The team at Mason McBride is here and ready to make the process as painless as possible. We look forward to meeting you!