Troy, MI — August 4, 2025 — Andy Clark, Vice President of Commercial Lines at Mason-McBride Insurance, was recently featured in Independent Agent Magazine as part of its “From the Front Lines: Life-Health” interview series.
Focused Work in Healthcare Staffing Insurance
The feature highlights Clark’s role in the healthcare staffing insurance sector and explores industry-specific risk trends.
In the interview, Clark discusses his path to specializing in this area, the operational challenges healthcare staffing firms face, and how insurance advisors can better address these risks.
“Early in my career, a mentor advised me to find a niche I was passionate about and become an expert,” said Clark. “Given the growing challenges of staffing in healthcare, it made perfect sense to transition into this specialized role.”
Industry Challenges: Workers Comp and Risk Complexity
Clark identifies workers’ compensation as a key issue within the healthcare staffing industry. He notes that many insurance carriers impose limits or conditions due to limited oversight that agency owners have over safety protocols at client facilities.
This results in stricter underwriting, including minimum premium thresholds and exclusions for certain provider types.
“Healthcare staffing remains one of the more complex sectors to insure,” said Clark. “These challenges demand a deep understanding of both the staffing and healthcare landscapes to effectively place coverage.”
Future Trends in Healthcare Staffing Risk
Looking ahead, Clark anticipates continued increases in professional liability premiums, particularly for high-risk placements such as physicians and wound care professionals.
He expects some firms to respond by expanding services to other industries in order to manage rising insurance costs.
“Approach the staffing industry as if you were preparing to launch your own agency,” Clark advised peers in the article. “Understanding your clients’ operations is critical to providing consultative guidance.”
Supporting Clients Through Specialized Risk
Mason-McBride Insurance & Financial Services is based in Troy, Michigan, and serves clients across healthcare, staffing, and other specialized commercial sectors. The firm provides insurance and risk management solutions to meet the operational needs of businesses throughout the region.
To read the full article, visit Independent Agent Magazine.
About Mason-McBride
Mason-McBride leverages over a century of experience and industry partnerships to help businesses across the United States manage risk and protect their assets through adaptable insurance solutions.