Auto Insurance

Auto Insurance Quotes Michigan

Here at Mason-McBride, we can keep drivers in Michigan protected.

In addition to standard auto insurance, we can also provide an insurance quote for collector cars. Whether you live in Southeast Michigan or any other part of Michigan, when people think about damage to their automobile, they typically think of having car insurance. But, in reality, car insurance covers much more than the actual vehicle you drive.

Today, many cars are on the road, and drivers face many daily distractions making an accident more likely.

You’re at risk every single time you get into your car.

Understanding your insurance options is essential – not just for your car but also for you and the people you may injure if found negligent.

What Michigan Car Insurance Coverage is Right for You?

If you’re not adequately insured, you could lose everything if you are ever involved in an accident and found at fault for someone else’s injuries. But unfortunately, most people don’t realize that having superior coverage doesn’t necessarily mean paying higher insurance premiums.

As a locally owned Michigan business, our clients are at the core of everything we do. We are committed to providing superior customer service, providing personalized advice, and identifying gaps in coverage.

Even when two policies look alike on paper, the fine print can vary significantly from one company to the next. So if you need someone who truly understands policy contracts, like us, to sort out the exclusions and conditions for you, then you can rest easy knowing that you have the best possible coverage at an affordable price without having to learn legal jargon.

Auto insurance agent

How are Cost Rating Variables Calculated?

Age – Insurance companies consider your age when calculating your overall rating. Statistics show that those two age groups have the most loss frequency and are more likely to suffer financial losses due to auto accidents than drivers under 25 and over 65, for example.

Credit – Credit has long been used as a metric in insurance scoring. Due to this, the better your credit, the lower your rates are likely to be.

Car -Various factors, including the car’s type, engine size, safety features, etc., are all part of determining the rate.

Driving History – Several factors contribute to the cost of your insurance, including your driving record and loss history. Chances are, if you have a spotty driving record or multiple moving violations or accidents, you won’t get a better rate until they are at least three years old.

Household – Insurance companies underwrite at the household level, meaning they judge the probability of loss based on the entire household. If more than one driver in the household is under 25, that will impact everyone’s pricing.

Michigan’s No-Fault Auto Insurance Changes

In light of Michigan’s new auto insurance law, drivers now have various insurance options at their disposal. With these new options and savings available, it’s never been a better time for Michiganders to shop for auto insurance.

Compare Auto Insurance Quotes

Why With an Independent Insurance Agent?

With so many insurance companies having a range of rates and coverage types, getting quotes from multiple insurance firms can help you find the best match for your requirements and budget.

The great thing about Mason-McBride is that we are an independent insurance agency, which means our priorities are you rather than the insurance company. Because each insurance company has different rates and insurance coverage varieties, you may find the best fit for your needs and budget by comparing quotes from multiple companies.

When it comes to something as critical as purchasing car insurance, it’s wise to work with an agency that has an in-depth knowledge of multiple insurance carriers and guidelines.

Car Insurance for all Michigan Cities

We can provide a price comparison for any Michigan city, including, but not limited to:

  • Troy
  • Warren
  • Sterling Heights
  • Auburn Hills
  • Rochester Hills
  • Birmingham
  • Bloomfield Hills
  • West Bloomfield

Start Your Local Car Insurance Quote Today 

Get an online quote started online, or give our office a call.

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