Protecting businesses from employee-related legal risks.
Employment Practices Liability Insurance (EPLI) is designed to provide financial protection to employers facing claims from employees, former employees, or job applicants who allege their legal rights have been violated.
EPLI can help manage the cost of defending against and resolving these types of claims.
Why EPLI is Important
Employment-related lawsuits have become increasingly common. Even when organizations have strong HR policies and compliance programs, allegations can still occur.
Without EPLI, defending these claims can result in substantial expenses, time loss, and reputational harm.
- Employee claims can stem from hiring, management, or termination decisions.
- Small and mid-sized businesses are increasingly targeted alongside large employers.
Many claims arise from misunderstandings, not necessarily wrongdoing.
Managing Employment-Related Risk
Proactive risk management can help reduce the likelihood of claims.
Examples include:
- Maintaining clear employee handbooks and documentation
- Conducting regular anti-discrimination and harassment training
- Implementing fair and transparent hiring, review, and termination processes
- Consulting with HR or legal professionals when handling sensitive matters
Employment Practices Liability Insurance can complement these practices by providing an added layer of protection when disputes occur.
Request an EPLI Proposal
Submit the proposal request form below to review available options and coverage details tailored to your organization.
Proposal Request Form
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