Mason-McBride is highly experienced in the food and beverage industry. We understand the daily struggles and risks within the industry and tailor a plan to your business.
We work with many different types of businesses in the industry, including:
- Frozen foods
- Pet Food
- Baked goods
- Coffee, tea, snacks, and soft drinks
Mason-McBride works directly with experienced insurance carriers to address the risk of educators and can put together a program that specifically meets your needs. Notable exposures currently getting attention in the marketplace are:
Business Property Insurance:
Business property insurance covers equipment, signage, inventory, and furniture in the event of a fire, storm, or theft. However, it doesn't cover mass-destruction events like floods and earthquakes.
General Liability Insurance:
General liability insurance can help protect your business against claims for bodily injury, property damage, advertising injury, errors, or omissions. In addition, without this coverage, you may be responsible for paying out of pocket for legal costs, such as attorney fees and settlement amounts.
Workers Compensation Insurance:
Worker compensation insurance gives employees benefits to help recover from work-related injuries or illnesses. It can also benefit your employee's families if they lose their lives in a workplace accident. Different factors, such as job risk, claims history, and payroll size, can affect workers' compensation costs.
Commercial Umbrella Insurance:
Commercial umbrella insurance extends the coverage limits for some of your liability policies. So, if a claim exceeds the limits on your policy, your umbrella insurance can help cover the difference.
Cyber Liability Insurance:
Cyber liability insurance helps your business respond to a data breach if identifiable information gets lost or stolen personally. In addition, many policies will include extortion coverage, business income protection, and systems failure, all caused by a breach.
Why Work With Mason-McBride?
As a locally-owned Michigan business, our clients are at the core of everything we do. We are committed to providing superior customer service and personalized advice and counsel.
Mason-McBride has partnered with a select group of reputable insurance companies to offer premier business insurance coverage at a price your company can afford. Our commitment is to work with you as a long-term partner and provide the expert counsel you need to make an informed decision based on your overall business strategy.
We differ from the competition among the reasons we can proactively service our policyholders. But, again, this is because of our knowledge of the industry, products, and the different situations that may arise.
Insurance Tailored to Your Needs
Our professional team can help you navigate the insurance marketplace and conduct a risk review. We advise not waiting for an event to audit your program and make necessary adjustments.
Whether you need professional liability insurance or a combination of coverages, our team can find a coverage plan that offers protection from the unexpected. The team at Mason McBride is happy to assist.
Take Action to Protect Your Company