Food and Beverage

Looking for Food and Beverage Insurance in Michigan?

Mason-McBride is highly experienced in the food and beverage industry. We understand the daily struggles and risks within the industry and tailor a plan specific to your business.

We work with many different types of businesses in the industry, including:

  • Frozen foods
  • Produce
  • Meats
  • Pet Food
  • Baked goods
  • Coffee, tea, snacks, and soft drinks

Mason-McBride works directly with experienced insurance carriers to address the risk of educators and can put together a program that specifically meets your needs.  Notable exposures currently getting attention in the marketplace are:

  • Business Property Insurance:

    Business property insurance covers equipment, signage, inventory, and furniture in the event of a fire, storm, or theft. However, it doesn’t cover mass-destruction events like floods and earthquakes.

    General Liability Insurance:

    General liability insurance can help protect your business against claims for bodily injury, property damage, advertising injury, errors, or omissions. In addition, without this coverage, you may be responsible for paying out of pocket for legal costs, such as attorney fees and settlement amounts.

    Workers Compensation Insurance:

    Worker compensation insurance gives your employees benefits to help recover from a work-related injury or illness. It can also benefit your employee’s families if they lose their lives in a workplace accident. Different factors can affect your workers’ compensation cost, such as job risk, claims history, payroll size.

    Commercial Umbrella Insurance:

    Commercial umbrella insurance extends the coverage limits for some of your liability policies. So, if a claim exceeds the limits on your policy, your umbrella insurance can help cover the difference.

    Professional Liability Insurance:

    Also known as Errors and Omissions (E&O), professional liability insurance can help protect your business from consequential loss resulting from negligence claims associated with your professional service. Professional liability claims involve allegations whereby the customer alleges they lose revenue or incurred expense because of the negligent rendering of professional services. 

Insurance Tailored to Your Needs

Our professional team can help you navigate the insurance marketplace and conduct a risk review.  We advise not waiting for an event to audit your program and make necessary adjustments.

We can also provide business-specific coverages, including crime insurance, employee benefits liability insurance, food spoilage, among many others. Again, Mason-McBride will put together a program that fits your needs.

Whether you need professional liability insurance or a combination of coverages, our team of specialists can find a coverage plan that offers complete protection from the unexpected. So if you’re interested, start a quote online, or give our office a call. The team at Mason McBride is happy to assist.

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