The healthcare industry is multifaceted, encompassing a range of professionals and institutions, from private practicing physicians to dental offices, chiropractors, rehabilitation specialists, surgery centers, clinics, and hospitals.
Mason-McBride understands the unique challenges healthcare providers face. We work closely with you to assess your exposures and identify insurance options that align with your operational needs and regulatory environment.
Insurance Solutions for Healthcare Providers
Choosing the right insurance coverage can help healthcare practices manage financial risks and regulatory obligations. Mason-McBride offers access to a variety of policy options, including:
General Liability Insurance:
Helps protect your practice against third-party claims for bodily injury, property damage, or advertising injury, and may assist with certain legal expenses such as attorney fees and settlements.
Professional Liability Insurance:
Also known as Errors and Omissions (E&O), professional liability insurance can help protect your business from losses resulting from negligence claims related to your professional services. This coverage addresses allegations of financial loss or expenses due to the negligent rendering of services.
Workers Compensation Insurance:
Helps provide benefits to employees recovering from work-related injuries or illnesses and can also offer support to families in the event of a workplace fatality. Premiums are influenced by job risk, claims history, and payroll size.
Commercial Umbrella Insurance:
Extends the liability limits of underlying policies, providing additional protection if a claim exceeds standard coverage limits.
Business Property Insurance:
Can cover physical assets such as medical equipment, furnishings, signage, and inventory in the event of covered perils like fire, theft, or storm damage. Note: Flood and earthquake coverage typically require separate policies
Cyber Liability Insurance:
Helps cover costs associated with data breaches, including notification expenses, data recovery, and potential legal actions. Many policies also address cyber extortion and business interruption due to system failures.
Commercial Crime Insurance:
Protects against losses from criminal acts such as theft, embezzlement, and fraud, including actions by employees and customers.
Why Choose Mason-McBride?
As an independent insurance agency, Mason-McBride supports healthcare professionals across specialties and regions. We take the time to understand your business, helping you explore coverage options from established carriers.
Start a Quote Online
For more information about protecting your healthcare practice, contact Mason-McBride today to discuss your insurance needs.