Wholesale Business

Protecting Your Wholesale Business in Michigan

Wholesalers possess unique exposures that need to be considered in their risk and insurance program.  Contractual risk transfer language form these who are suppliers as well as to the customer can materially alter how a program is designed.

Mason-McBride works closely with your team to help secure appropriate competitive coverage options for your operations.

Notable exposures currently getting attention in the marketplace are:

  • Management Liability
    • This area covers a suite of exposures such as Directors & Officers Liability, Fiduciary Liability, and Employment Practices Liability. In addition, kidnap, ransom, or extortion exposures can be contemplated as well.
  • Professional Liability Insurance
    • Also known as Errors and Omissions (E&O), professional liability insurance protects your business from consequential loss due to negligence claims as a result of rendering professional services.
  • Cyber Information Risk
    • Cyber related losses generally involve loss or damage to data and other intangible assets including customer data and intellectual property and the host of related expenses associated with a loss event. These losses do not fall within the preview of a Commercial General Liability policy.

Our professional team can help you navigate the insurance marketplace and conduct a risk review.  We advise not waiting for an event to audit your program and make necessary adjustments.

Tailored to your business

There are also other coverages that can be put into place for your business’s specific needs. These coverages include but are not limited to: workers’ compensation, crime insurance, property in transit, product liability, and commercial umbrella insurance. There are additional business-specific coverages that include liquor liability, motor carrier coverage, non-trucking liability, and crime.

Call us today at (248) 822-7170 to discuss all of the coverage options to best protect your business. Or complete the form below to connect with one of our professionals and we will get back to you today!

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