If you recently upgraded to a larger home or purchased a second property, your standard insurance may not provide full protection.
Mason-McBride offers home insurance for high-value homes in Michigan, covering your property, valuables, and liability risks.
Common Issues High-Value Homeowners Face
High-value homeowners often face gaps in coverage:
- Valuables not fully covered – jewelry, art, wine, electronics.
- Multiple properties – second homes, seasonal residences, or rental properties.
- Liability exposure – pools, home gyms, guests, and events.
- Replacement costs underestimated – renovations, high-end finishes, pools, or landscaping.
Without proper coverage, you could face denied claims or out-of-pocket losses.
How Mason-McBride Solves These Problems
We can assist you in reviewing solutions for:
- Custom coverage for valuables – art, collectibles, jewelry, wine.
- Umbrella liability insurance – extra protection beyond standard policy limits.
- Multi-property insurance – coordinated coverage for second homes or seasonal residences.
- Replacement-cost coverage – ensures home upgrades and renovations are included.
Regular Policy Reviews Are Essential
Your home and lifestyle change over time. Reviewing your insurance ensures:
- Coverage for new drivers, vehicles, or home improvements
- Valuable endorsements like Rental Reimbursement, Lease/Loan Gap, and OEM coverage
- Compliance with lender requirements
Work with Mason-McBride
With 100 years of experience, our team:
- Reviews your current policy for gaps
- Help you review coverage for homes, valuables, and vehicles
- Connects you with top specialty carriers for high-value properties
Complete the form below to ensure your home insurance coverage matches your property’s value.
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