If you run a business in Troy, Michigan, selecting the right commercial insurance can be complex. At Mason-McBride, we provide guidance and access to multiple coverage options to help protect your company from a wide range of risks.
Whether you're a manufacturer, retailer, service provider, or professional firm, we offer customized insurance solutions designed around your needs.
As an independent agency based in Troy, we work with reputable carriers across Michigan to offer flexibility, clarity, and ongoing support.
Commercial Insurance Plans for Troy Businesses
The right insurance plan depends on your business’s unique property, liability, and operational risks. Our team can help design a policy package that aligns with your specific needs and risk profile.
We’ll also help identify any factors that could influence premiums or alter your exposure, such as operations, industry regulations, or past claims, so you can make informed decisions.
Commercial Package Policy vs. Business Owners Policy (BOP)
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A Commercial Package Policy (CPP) is a flexible option that allows you to tailor each coverage element individually, similar to customizing a stereo system by choosing separate speakers, receivers, and accessories.
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A Business Owners Policy (BOP) is a bundled approach, offering common coverages in one pre-packaged plan, similar to buying a stereo system in a single box.
We’ll help you compare both options and choose what works best for your business size, industry, and goals.
Business Insurance Costs in Troy, MI
The cost of commercial insurance varies based on several factors, including:
- Type and amount of coverage selected
- Your company’s claim history
- Years in business
- Industry-specific risks
- Deductible and limit preferences
At Mason-McBride, we offer no-obligation consultations to review your needs and show you coverage options available through our agency.
Industries We Serve
Our clients include professionals and businesses across a wide range of sectors:
- Manufacturers
- Healthcare
- Technology
- Aerospace & Defense
- Staffing & HR
- Restaurants
- Financial
- Education
When Should You Review Your Business Insurance?
We recommend reviewing your policies annually at renewal. However, you should also re-evaluate your insurance after:
- Significant changes in staff size
- Adding or removing business locations
- Purchasing equipment or vehicles
- Offering new services
- Experiencing changes in revenue
Our role as an independent agent is to help keep your coverage aligned with your evolving business—proactively, not just reactively.
Why Work with Mason-McBride?
As a locally owned firm based in Troy, we focus on long-term client relationships, not one-size-fits-all sales. When you work with Mason-McBride, you’ll receive:
- Access to multiple top-rated insurance carriers
- Personal service from a dedicated local team
- Strategic guidance based on experience
- Ongoing support with claims, changes, and renewals
We bring industry insight, responsive service, and clear communication to every client interaction.
Request a Business Insurance Quote
Ready to explore business insurance options? Fill out the form below or give our Troy office a call. We're here to make the process clear and efficient, so you can focus on running your business.
Proposal Request Form